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Can Public Adjusters Handle Insurance Claim Appraisals?

Right Wrong It Depends

Yes, in certain situations, public adjusters can perform appraisal services. While the role of a public adjuster typically involves advocating for the policyholder’s interests during the claims process, some public adjusters may also have the qualifications and expertise to act as appraisers.

In cases where there is a dispute between the policyholder and the insurance company regarding the claim’s value, the insurance claim appraisal process may be invoked to resolve the disagreement. The appraisal process involves each party selecting an appraiser who independently assesses the damages and attempts to reach a mutually agreeable value for the claim.

In some jurisdictions, public adjusters are permitted to act as appraisers, provided they hold the necessary licenses or certifications. This allows them to handle both the negotiation and appraisal aspects of the claim on behalf of the policyholder.

However, it’s important to note that the rules and regulations regarding public adjusters’ and appraisers’ roles and responsibilities can vary depending on the jurisdiction. It’s crucial to consult your jurisdiction’s specific laws and regulations to determine if public adjusters are allowed to perform appraisal services.

Additionally, some public adjusters may choose to work with or recommend independent appraisers specializing in the appraisal process. This ensures that the policyholder has a dedicated professional handling the appraisal while the public adjuster advocates for the policyholder’s interests and provides overall claim assistance.

It’s advisable to consult with a licensed public adjuster or seek legal advice to understand the specific regulations and options available in your jurisdiction.

Unhappy with your insurance company’s settlement for property damage? Get a no-cost review of your claim and policy. Connect with Florida Insurance Claim Appraisal at 1-888-554-5012 to explore if appraisal could be the way to settle your insurance claim.