Blog: Insurance Appraisal

Citizens Property Insurance Corporation has introduced a new endorsement called Alternative Dispute Resolution (ADR) of Administrative Hearings. While this may sound like a convenient option for resolving disputed insurance claims, it raises significant concerns for policyholders. Here’s why this “free” offer may come at a high cost. Is ADR Good for Policyholders or Good for…

Since I began my career in insurance adjusting in November 1999 with GAB Robins, a major national and international adjusting firm with over 300 offices, I’ve seen how insurance estimating software has evolved. As an independent adjuster, I conducted daily inspections and created damage estimates for numerous insurance companies partnered with GAB Robins to handle…

If your home has suffered damage from Hurricane Milton, you may face the challenge of an insurance company offering a low settlement on your property insurance claim. When this happens, it can feel overwhelming, but you have several options to resolve the dispute with your insurer: mediation, appraisal, or filing a lawsuit. Understanding which route…

The duration of an insurance appraisal can vary widely depending on several factors, including the complexity of the claim, the nature of the damages, the cooperation of all parties involved, and the availability of appraisers. Here are some general guidelines on how long an insurance appraisal might take: Simple Claims: The appraisal process could be…

Insurance claim appraisal and real estate appraisal are two distinct processes that typically require different licenses. Here’s an overview of each: Insurance Claim Appraisal: When an insurance claim is filed due to property damage, an insurance appraiser assesses the value of the loss and determines the amount of compensation the policyholder should receive. This type…

Yes, you can hire an attorney while an insurance claim is under appraisal. The decision to hire an attorney during the appraisal process depends on your specific circumstances and the complexity of the claim. Here are some points to consider: Legal Guidance: An attorney can provide legal advice and guidance throughout the appraisal process. If…

Invoking the appraisal clause can potentially help maximize your insurance claim under certain circumstances. The appraisal provision is found in many insurance policies and provides a mechanism for resolving disputes over the value of damages or losses. Here’s how invoking the appraisal clause could benefit you: Impartial Evaluation: The appraisal process involves the selection of…

Invoking an appraisal clause can potentially maximize your insurance claim by providing a structured and impartial process for resolving disputes over the value of damages. The appraisal process is intended to provide a fair and objective assessment of the damages, which can lead to a more accurate and satisfactory claim settlement. Here’s how invoking the…

Yes, you generally have the right to sue your insurance company if they are not fulfilling their obligations to pay a valid claim. However, before pursuing legal action, it’s often recommended to exhaust other options, such as the appraisal process, mediation, or negotiation, to resolve the dispute without going to court. Here’s a general overview…

Many insurance companies in Florida recognize and utilize the appraisal process for claim resolution. Some of the major insurance companies operating in Florida that are generally open to appraisal include: State Farm Allstate-Castle Key Progressive Geico USAA Liberty Mutual Nationwide Travelers Farmers Insurance American Integrity Insurance Front Line Citizens Monarch Universal Property & Casualty These…