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Homeowners with property damage from water, mold, roof leaks, wind,  or hurricanes, do not have to automatically accept the Florida insurance company’s payment offer. Many insurance policies in Florida have a provision which allows property owners to resolve their claim via a panel of insurance appraisers. Steven Venook, who works as an appraiser for property…

Joseph & Jane’s home had water damage from a broken shower pan that caused water damage to their master bedroom carpet, bathroom walls and vanity.  The water went thru their bathroom ceiling and damaged the ceiling below in their den too. They reported the claim to their homeowner’s insurance company. After meeting with the insurance…

There are many times that insurance companies prefer to resolve the property damage claim through the use of an alternative dispute resolution method called Appraisal. The insurance companies often will send out a letter to their policy holder when there is a claim dispute in the amount of the damages, that the insurance company is…

If your insurance claim was denied full coverage on your property damage insurance claim unfortunately you probably do need an attorney. However, if your claim was underpaid or lowballed even if the Florida insurance company offered a settlement below your insurance claim deductible. You have another cost effect and quick option to get a fair…

Paul had a Hurricane Irma claim in West Beach that was grossly underpaid by Paul’s insurance company. Paul decided he wanted to try dispute resolution utilizing the appraisal clause of his insurance policy. Paul was referred to me to handle his appraisal. Paul had already hired an attorney to handle his claim and his attorney…

As Hurricane Irma’s destruction is now on its third year, many Floridians are still recuperating from the damage that the hurricane left in its wake. Luckily for Florida policyholders, it’s not too late to file insurance claims to help fund their roof and interior repairs. Many people are filing claims now because they only just…

Most appraisal clauses found in Florida insurance policies apply to disputes over “the amount of loss or damage.” It is widely known that appraisals may not resolve disputes over the insurance coverage. However, there are times when the line between coverage and the amount of the loss is difficult to see. A frequent dispute seen…

A good independent insurance appraisal will save everyone time, headaches, and hassle—but here it is important to point out that not all insurance appraisers are created equal. And, given the important work they do, it’s imperative that policyholders find the best damage appraiser. Speed Appraisers should be fast, but also thorough; they need to meticulously…