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It is a financial benefit for insurance companies to delay your claim and try to wear you out. Many books have been written on this very topic. Dealing with an insurance claim is a complicated process, that is often very time consuming. If you are like most people, this might be the first or second…

You might be surprised to learn that Florida has no licensing law that governs insurance claim appraisal. Appraisal is used for residential and commercial insurance claims when there is a dispute in the amount of property damages. Appraisals have been used to value small residential claim disputes for only $5000 or $10,000 and large commercial…

Under the new Florida Law starting Jul 1, 2021, if your property damage insurance claim was underpaid or lowballed by your Florida insurance company?  There are a whole new set of complicated rules and procedures that have just been enacted. The Florida insurance company has 90 days to initially settle your claim. After the first…

Starting July 1, 2021 a new Florida law changes the way attorneys get paid to help with insurance claims. Under the old law if an attorney could get $1.00 more from the insurance companies for handling your insurance claim. The Florida attorney was almost guaranteed to get paid their attorney legal fees and costs. The…

Homeowners with property damage from water, mold, roof leaks, wind,  or hurricanes, do not have to automatically accept the Florida insurance company’s payment offer. Many insurance policies in Florida have a provision which allows property owners to resolve their claim via a panel of insurance appraisers. Steven Venook, who works as an appraiser for property…

Joseph & Jane’s home had water damage from a broken shower pan that caused water damage to their master bedroom carpet, bathroom walls and vanity.  The water went thru their bathroom ceiling and damaged the ceiling below in their den too. They reported the claim to their homeowner’s insurance company. After meeting with the insurance…

There are many times that insurance companies prefer to resolve the property damage claim through the use of an alternative dispute resolution method called Appraisal. The insurance companies often will send out a letter to their policy holder when there is a claim dispute in the amount of the damages, that the insurance company is…

If your insurance claim was denied full coverage on your property damage insurance claim unfortunately you probably do need an attorney. However, if your claim was underpaid or lowballed even if the Florida insurance company offered a settlement below your insurance claim deductible. You have another cost effect and quick option to get a fair…

Paul had a Hurricane Irma claim in West Beach that was grossly underpaid by Paul’s insurance company. Paul decided he wanted to try dispute resolution utilizing the appraisal clause of his insurance policy. Paul was referred to me to handle his appraisal. Paul had already hired an attorney to handle his claim and his attorney…

As Hurricane Irma’s destruction is now on its third year, many Floridians are still recuperating from the damage that the hurricane left in its wake. Luckily for Florida policyholders, it’s not too late to file insurance claims to help fund their roof and interior repairs. Many people are filing claims now because they only just…