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Yes, you generally have the right to sue your insurance company if they are not fulfilling their obligations to pay a valid claim. However, before pursuing legal action, it’s often recommended to exhaust other options, such as the appraisal process, mediation, or negotiation, to resolve the dispute without going to court. Here’s a general overview…

Donna started her own Hurricane Ian claim and was paid under her insurance claim deductible. Donna has a twenty-five-year history doing real estate and property management, plus Donna owns multiple properties she rents in the Fort Meyers area. After numerous unsuccessful attempts to deal with her insurance company, Donna knew that she could not repair…

Many insurance companies in Florida recognize and utilize the appraisal process for claim resolution. Some of the major insurance companies operating in Florida that are generally open to appraisal include: State Farm Allstate-Castle Key Progressive Geico USAA Liberty Mutual Nationwide Travelers Farmers Insurance American Integrity Insurance Front Line Citizens Monarch Universal Property & Casualty These…

Yes, insurance companies often use claim appraisals to assess the extent of damage or loss when a policyholder files a claim. When a claim is made, an insurance adjuster is typically assigned to investigate the claim and determine the value of the damages or losses covered by the insurance policy. The insurance adjuster may conduct…

There are several positive aspects to claim appraisal for both insurance companies and policyholders: 1. Objective Evaluation Insurance claim appraisal provides an objective assessment of the extent of damage or loss. Insurance appraisers, whether employed by the insurance company or independent professionals, typically have expertise in assessing damages and determining fair values. This helps ensure…

Whether going to court is better than claim appraisal depends on the specific circumstances and the parties involved. Here are some factors to consider: 1. The Complexity of the Claim: If the claim is straightforward and the damages are relatively small, going to court may not be necessary. Insurance claim appraisal can provide a quicker…

Yes, in certain situations, public adjusters can perform appraisal services. While the role of a public adjuster typically involves advocating for the policyholder’s interests during the claims process, some public adjusters may also have the qualifications and expertise to act as appraisers. In cases where there is a dispute between the policyholder and the insurance…

Many insurance policies have an appraisal clause that can be used to resolve insurance claim disputes. The policy holder and the insurance company each get their own appraiser. the two appraisers agree on an umpire. The appraisers each separately appraise the loss and if the two appraisers can not reach an agreement in the amount…

Was your insurance claim underpaid? Are you tired of living in a damaged home? Making daily calls to your insurance company and the Insurance Company is not returning your telephone calls? Stop the frustration right now! Stop waiting on your insurance company and be proactive! There may be recourse to be able to get a…

The Florida Insurance Guaranty Association (FIGA), created by legislation, handles the claims of insolvent Florida property and casualty insurance companies. FIGA is made up of all Florida licensed direct writers of property and/or Casualty Insurance Companies. Surplus lines insurance companies are not eligible to be members of FIGA. Florida has recently had five insurance carriers declared…